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Dental Insurance

Affordable Dentistry to Keep You Smiling

Man receiving dental exam

At Estrada Dentistry of Chesapeake, we know how important it is for our patients to receive affordable dentistry services. We offer budget friendly pricing on all of our preventive, restorative and cosmetic dentistry services. Our knowledgeable dentistry team members are also happy to process and file dental insurance claims to offset the out of pocket costs of dental care. We work with dental benefits on a regular basis, so we understand your dental insurance policies and can help you demystify treatment coverage. If you ever have questions or want to find out more about your insurance benefits, please don’t hesitate to contact our Chesapeake dentist and dentistry team to learn more. We’re always happy to help.

How Dental Insurance Works

Little girl receiving dental treatment

Each dental insurance plan is different. We’ll need to review your individual policy before we offer coverage estimates. Most benefit plans provide some combination of the following coverage:

  • 100% preventive care covered
  • Minor restorative care around 70%-80% covered
  • Major restorative care around 50%

What is the Difference Between Dental & Medical Insurance?

Dentist and male patient looking at dental x-rays

The main difference between medical and dental insurance is the focus of coverage. Medical benefits provide the greatest amount of coverage for emergencies and chronic illnesses. Dental benefit plans offer the most coverage for preventive services. Most dental plans also allow patients the flexibility to choose whatever dentist they prefer and still receive benefits. Medical plans are more restrictive about which providers you can visit in order to receive insurance coverage.

In-Network VS Out of Network Dentistry

We are happy to process and file dental insurance claims to help patients make the most of their available insurance benefits. We process claims for both in and out of network dental benefit providers.

In-Network Coverage

Smiling senior woman in dental chair

We offer in-network coverage for a number of major PPO dental insurance providers. As an in-network dental office, we have agreed to your insurer’s pricing for services. That means you only ever need to worry about paying for the out of pocket percentage of treatment costs. We are also more familiar with the policies available from these plans, so our team members can answer your questions more quickly and accurately. We offer in-network dental insurance benefits for all of the following insurers:

  • GEHA Dental
  • Aetna
  • Cigna
  • Ameritas
  • Assurant
  • BlueCross BlueShield
  • Delta Dental
  • Guardian
  • MetLife
  • United Concordia
  • & Many more!

Out of Network Coverage

Even if we aren’t in-network with your dental insurance plan, we can usually still process and file dental insurance claims to help you maximize coverage. We don’t have the same agreement with out of network benefit plans, so our pricing may fall outside of their set fees. We do our utmost to keep pricing affordable, so differences in pricing are negligible. If you’re ever concerned about pricing or coverage, please don’t hesitate to talk to one of our team members about coverage. We’re always happy to help.